Home

Second Cheque Distribution

All persons who cashed their first cheque of $50.92 before its stale-date, may be eligible for a second and final cheque unless the monies paid by their 1998 insurance company, to settle the class action, were completely exhausted after honoring the first cheques. 

Unlike the first cheque valued at $50.92, a fixed amount that was paid to all eligible 1998 home insurance policy holders by the 15 insurance companies involved in the class action, the amount of the second cheques will vary.  Now that all of the first cheques have been cashed or become stale dated, the amounts will vary based on the left over monies in the class action settlement accounts of each of the 15 insurance companies,

The table below outlines, for each of the 15 insurance companies, the balance available, how many first round cheques ($50.92) were cashed and the value of any of the second cheques payable (balance available divided by number of cheques):

Insurance Company

Percentage of cheques that were cashed for the first distribution

Left Over Monies Available

How Many First Cheques ($50.92) Cashed

2nd Cheque Amount

ALLSTATE

46.41%

$681,761.78

18,558

$36.74

AVIVA

36.76%

$1,799,650.47

29,059

$61.93

DESJARDINS

60.52%

$1,172,131.70

154,155

$7.60

INDUSTRIELLE ALLIANCE

70.75%

$84,317.39

13,092

$6.44

L’UNIQUE

49.33%

$107,287.84

6,594

$16.27

LA PERSONNELLE

71.69%

$0.00

39,207

No second cheque will be sent.

LA CAPITALE

72.85%

$257,075.01

54,699

$4.70

LIBERTY MUTUAL

To be determined

Not all of the first cheques ($50.92) have been cashed or become stale dated. The second calculations must wait until March 2015.

MISSISQUOI

50.72%

$748,441.43

25,731

$29.09

OPTIMUM

51.13%

$199,490.24

6,878

$29.00

PROMUTUEL

68.31%

$10,566.32

1,205

$8.77

SSQ

To be determined

Not all of the first cheques ($50.92) have been cashed or become stale dated. The second cheque calculations must wait until March 2015.

TRADERS

58.46%

$191,772.34$

10,320

$18.58

UNION CANADIENNE

50.79%

$868,457.28

29,403

$29.53

WAWANESA

37.20%

$598,346.55

1,281

$58.20

CRITERIA TO RECEIVE COMPENSATION
1. All individuals who, in January 1998, had a home insurance policy with one of the following 15 insurance companies listed:

  • Allstate Insurance Company of Canada
  • Aviva Insurance Company of Canada (formerly General Accident Assurance Company
  • Desjardins General Insurance Inc.
  • Industrial Alliance  Auto and Home Insurance Inc.
  • La Capitale General Insurance Inc.
  • Liberty Mutual Insurance Company
  • L’Unique General Insurance Inc.
  • Optimum Insurance Company Inc.
  • Promutuel Verchères Société Mutuelle d’assurance Générale
  • SSQ General Insurance Company
  • The Canadian Union Insurance Company
  • The Missiquoi Insurance Company
  • The Personal General Insurance Inc.
  • The Wawanesa Mutual Insurance Company and
  • Traders General Insurance Company

and

2. who lived in one of the municipalities mentioned in the class action.

For all other information about the class action

Option consommateurs: www.option-consommateurs.org

Sylvestre Fafard Painchaud, class counsel: www.sfpavocats.ca

Click here to visit the FAQ section.